Abolish widowers occupational pensions.

I took the point of bently49 and glad i did as it happened, i had to give up work due to disability so when my pension was due it wasn't as much so we opted to take it in a cash lump sum, I got the tax back as i didnt have an income & we bought a moterhome & enjoyed ourselves for 7 years just got rid of it a few months ago as no longer able to use it to make paying tax & insurance worth keeping due to DH ill health

Galen

You may find it is like an insurance.
My wife made bonus sacrifices and paid AVC'S and had the option for the resulting pension to be paid only while she was alive or for half the resulting pension to be paid to me if she passes away and I was still alive.
Because she took the second option the resulting pension was about 10% less.
I did the same with my bonus sacrifices and AVC'S.
Obviously I am being paid out from my wife's pension but mine will now totally stop when I pass away.

Frank

Actually I have some intereSt in this thread!
I had to pay a lump sum out of my retiring lump sum to provide for a widowers pension for my dh. We knew it was unlikely he would outlive me but there was no option.
I was told that if he died before me it would be refunded!
This proved not to be true, as it now seems that I would have to have been still employed when he died?
This does not seem logical, but I can't get any further forward!
Given up!

OMG I think Frank has cloned himself

Perhaps he has been on the road to Damascus ??

Frank - have you had an epiphany? 'Money is not everything.' I need a bit of a sit down after that.

GLAM ,

This is anew one not heard of "family problems before "

I 've read this somewhere before quite a few times in fact.

sunseeker

I think Gerry means an occupational widowers pension which is usually about half of the full pension.
I have been paid this by my wife's pension scheme since the day she would have been 60 had my late wife lived.
I think Gerry is wrong saying only women care for parents etc.
My mother in law out lived my wife and I had to care for her for about 4 years and I cared for my father as well.
My father cared for my mother for about 10 years.
Looking at the wider family the men seem to out live the women and I think on balance the men are doing more caring in later life than the women although I do accept this is probably not typical of the UK population.
Where as I am not pleading poverty I have lost money because of caring responsibilities.
When I got early retirement in London I came back to Birmingham as I knew there were family problems as well as wanting to be with my daughters.
Some of the people I worked with stayed in London as they had no family responsibilities and managed to secure better paid jobs in other financial institutions as well as being paid their pension.
All I got in Birmingham was a low paid council job which paid a lot less than what I was getting in pension from my previous employers but I do not regret coming out of London as money is not everything.

Frank

Frank

Give it a rest Gerry. You're taking up valuable space.

Oh the thread title was soooooo enticing. I couldn't resist

(In best Essex, with apologies)

"Darryl, leave it, he's not worf it!"

Leave it, leave it. Leave it! And I haven't either. Oh ****!

No such thing as a widows (state) pension.

I think Gerry is trying to get a rise out of Frank

I know. I really have to 'hold my tongue' before I post something I may (or may not!) regret and get banned.

janthea it's a bit like scratching an itch when you know you really shouldn't!

We shouldn't contribute to such ridiculous threads. Having said that, I have done just that!!

So how would this work for lesbian couples, either in civil partnerships or the newly allowed marriages?

#lightsbluetouchpaper

Do you ever contribute to other threads, or only start your own?

Just curious, as although I've been a member almost since the sites first days, you joined during my recent period of absence, so I don't know much about you. (Apart from the obvious)