Your DH is probably doing what mine is and making the retirement plan in his head. Just last week there were a series of articles on the news about what figure made a basic, comfortable or luxury (a better word) lifestyle which I know got us thinking.
Similar age group to you and it is scary, I have to move within my present job soon and I'm scared. But I must do it and I will and if its for a few more years until I retire then so be it but I know I'll feel better that I've kept going to enable a better end result.
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