Yes, there are lots of scams out there. However, there does seem to be people who seem to want to believe every silly little runour that goes round. Similar to those stories about the Covid Vaccine containing a chip, and Alex listening in to everthing you do.
If anyone has tried to open a new bank account these days, and knw the amount of details that are required and how long it all takes - a voice on a phone will get you nowhere - and even assuming that it did, what use is that bank account with no money in it?
infoman, stop stressing about so much that is untrue.