Particularly annoying with the bank, who have been "exceptionally busy"only hold on if your query is urgent since the beginning of Covid. Not like they can't afford more agents.
I've more sympathy with GP's etc who are stretched unresourced etc.
I get a sense however that everything is under huge pressure.
things often aren't functioning properly in a huge number of areas. its scary at times. It's happening in the criminal justice system, backlogs of cases, police unable to function to complete cases, insurance claims, so many more.