PIP is for people under state pension age. AA is for people over state pension age. Both these allowances are for disabled people who require help with personal care, washing, feeding, cooking, using the lavatory, moving around indoors and outdoors, communicating with others, participating in social activities, taking medication, being reminded of things they need to do and so on. You do not actually need to be receiving this care to qualify. In filling in the form you need to concentrate on the activities involved, say you cannot do them and why. For example saying you have painful vertebrae and take morphine will not be useful. You would need to say because of pain you are unable to lift weights stand for long, stretch and so on and therefore you cannot carry out these necessary daily activities without help. You need to be able to carry out the activities reliably, repeatedly and safely. This is why it is a good idea to get assistance from someone who understands the forms. The wrong words can easily disqualify you. It sounds as if your husband might qualify for AA as well. Once you get the allowance, you can spend it as you see fit. So you could pay for a gardener. But saying you want it because you can’t garden would certainly not qualify. Ditto with shopping and cleaning. But it is an anomaly because that is often what people do need help with. Probably a lot of AA payments are spent on these things in practice. As for your husband not doing these things, expecting you to do them and not accepting you can’t -there go a lot of men. Can you assert yourself quietly but firmly and just do it? As people say, you don’t need his agreement for your own application.