I think it is very easy to do when you are depressed.
I know 2 people , widowed, who spend and spend and to a limited degree I have done it myself.
It seems to compensate for what we have lost.
I hope you get this under control especially as you have to pay the money off.
Why can't I wear this to a wedding?
Ha! Ha! Haaaaaaaaa! An OBE in exchange for the State Pension?


