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Family home dilemma

(158 Posts)
janeainsworth Sun 17-Feb-19 08:23:17

I don’t think you can be forced to sell the house.
But you, or your father, will have to pay for his care as he will be judged by the council to have deliberately deprived himself of assets.
You need to see a solicitor.
I’m surprised that the solicitor who handled the transfer of the property to you and your brother didn’t warn you of this.
But as bluebelle says, the need for a care home may not arise.

Luckygirl Sun 17-Feb-19 08:16:14

Ah - this is a grey area. But if the LA deem that he got rid of an asset for the purpose of avoiding care home fees, they will put a legal charge on the property and recoup their money when he dies.

It is called "deprivation of assets" - here is a useful link: www.ageuk.org.uk/information-advice/care/paying-for-care/paying-for-a-care-home/deprivation-of-assets/

You definitely need a legal bod to advise you, but I fear you may not have a leg to stand on.

dragonfly46 Sun 17-Feb-19 08:10:40

Yes I think the 7 year rule could apply. The council will not pay for care if they know the house was gifted fairly recently. They will argue that you knew he had the early stage of dementia at the time. If it were possible we would all have done it to avoid care home costs. If your brother wants to live in it maybe he can use the proceeds of his home to pay for care.

I would consult a solicitor for clarity.

BlueBelle Sun 17-Feb-19 08:06:40

Just to add dementia can take years to manifest itself to a care home stage especially if Dad is taking one of the medications that slows it all down and you do say Early stages so he may not need to go into a care home for some time talk to a solicitor and a doctor to get more information on his situation

BlueBelle Sun 17-Feb-19 08:02:14

Oh dear what a horrible situation I think your house may well have to be sold to care for Dad but Tanith is right get legal help
As your brother was hoping to move in could he move in and care for Dad ? Just a thought

Anja Sun 17-Feb-19 08:02:02

I don’t think you can just ‘legally’ sign over a home like that. If it was possible everyone would have done it to avoid paying for social care. Tanith is correct you need to talk to a solicitor.

Why should the state pay for your father’s care anyway when he was the wherewithall to pay for care through his assets?

tanith Sun 17-Feb-19 07:55:32

It’s likely I fear but getting legal advice is your best option.

Plumcushion Sun 17-Feb-19 07:47:24

Hoping someone will know the answer to this.
My dad, as sole owner of his house, signed over his house to me and my brother over 2 years ago. He was in good health and of sound mind. The deeds are now in DB and my names jointly.
Dad has now got early dementia and it looks like a care home will be his only option at some point in the future.
Are DB and I legally obliged to sell the house to pay for his care which will be roughly £1000 a week? Dad has some savings that will facilitate around 18 months care costs.
My brother is considering buying my share of the house from me and will live there with his family when Dad has left the property. But would that mean my brother may be liable for Dad’s care costs if a top up is needed?
Dad will be devastated to know the house he gifted to us was used for care costs when his aim was for one of us to live there someday. It’s a beautiful house and is very dear to our hearts.
Anyone know?