Carrying cash on you.

Not sure why this should be of concern to you AlgeswifeVal. It's really up to your friend how she conducts her monetary arrangements.

I on-line supermarket shop once a fortnight for heavy boxes ..tins..bottles and jars...as I don't drive and the arthritis is a pain in more ways than one. Veg is brought on local markets Thursday/Sunday's and meat is butcher/supermarket bought as like to choose my own. All but veg markets are paid by joint acc card. My own spends I keep in cash in purse ( about £60 ) per week.Tip her girls of pension age.....when I got my pension my hubby wanted it all!! But said HE would hand me back £20 a week for 'pocket money'. This after 45 years of working marriage.I told him to re-think that and opened my own account. So far I've paid for new kitchen(£10.000) about to pay for new bathroom(£5.000) and then will start on re-landscaping the garden after two grandkids have destroyed it! All of which would not have been possible if he had got his hands on my pension! Just a thought ladies. If you've never had control of your own money...START NOW!! Another good thing is ... It annoys the hell out of them proving you are able to manage your own affairs!

Always like to have cash in my purse. Usually between £20 and £50. Much prefer paying in cash for small purchases.

Things are different here in Germany - cards are not accepted everywhere (hairdresser, butchers) Then there's parking and eating out.

I get 300 Euros in cash from the ATM once a month and it usually lasts me the month. Big shops in the supermarket I pay with debit card. The usual way to pay bills here is SEPA transfer. Cheques have not been legal tender for about 10 years now, as everyone transfers their payments anyway.

I don't carry cash that often except one of the "old" £1 coins for the supermarket trolly at Sainsburys, other than that I like the contactless card machines. Occasionally I draw out cash if I'm meeting a friend and we are splitting the bill for coffee or lunch.

I take out the odd £10 during the week or even £20 on rare occasions and I pay for nearly all my stuff by card. I just feel it's safer.

When I worked my OH and I got £100 a week out of the cashpoint and £40 of it went on the cleaner/ironer straight away. We never had anything left by the end of the week though I couldn't say where the cash went!

Since my retiring we cannot afford the splash the cash. We have no cleaner as I do all the domestic cleaning and maintenance and we get out, at most, £20 between us. Sometimes, unless the OH has to buy someone a coffee at work or contibute to a present, that's what we have left at the end of the week too.

I order the weekly shopping online from a list and have it delivered and the newspaper is bought by tokens which I pay for (at a heavily discounted rate) six monthly. I order library books for 60 pence a book or buy them from charity shops.

I think most people would imagine this to be a life of virtual poverty but I don't miss the spending and go without nothing I need or even want.

It's a case of having to. If I socialise anywhere where I expect I will have to pay for something I get a bit of extra cash out.

I use credit card but never 'cashless' as it is too vulnerable to theft and poor accounting.

I pay for as much as possible with a credit card, earning me air miles,which I pay off every month by direct debit. My husband, on the other hand, uses cash for everything except the supermarket shop. This goes back to the days when restaurants used to take your card away to process it.

I don't walk about with huge sums of cash on me, in case I get robbed! Usually about £20-30, if I am meeting up with friends or family for something to eat, for shopping, I usually use my debit card, it's safer I feel.

I was in a supermarket queue one day behind an elderly woman (yes, even more elderly than me) and she brought out a big roll of paper money and peeled off notes to pay. I thought at the time how vulnerable that made her. An unscrupulous person could have noticed it and mugged her or followed her home.

I rarely have any cash on me as most places have contactless. Occasionally I operate a cash economy for a while and I must say it makes me much more aware of what I'm spending.

I put £100 in my purse and keep going until it is all spent. My husband keeps saying I should use my card but I prefer cash.

My MiL lived opposite an older woman who always kept money in the house - and told people!

My MiL used to get furious about it, saying one day someones going to break-in to her neighbours house, whether she is there or not to steal it, and then turn round look at my house and say 'There's another old bat living there, I bet she has money in the house (MiL didn't) so she is putting me at risk as well.

Having been robbed in Paris when carrying half our holiday money in cash, and passing out due to shock, I'm not making that mistake again. I don't carry much cash, though I always have my card with me. Too much of a risk to do otherwise.

I like to have cash on me,saves me overusing the card .I know what I've taken out of the bank and only spend that,card stays at home unless I know I have something expensive to buy .

I had a millionaire client who always pulled out a fistful of notes. I loved being paid in cash as it felt I was really earning money. But so often so much cash means the Inland Revenue (& all of us) are not getting the money they should. (I, of course, declared everything!).

Most shopping gets paid for with a card, but about once a month I get £50 cash out for incidentals and top it up when it falls to £10 or less.

I once had my purse stolen when for some specific reason I had about £90 in it, probably about £200 in modern currency values. I have been very wary about having large sums of money in my purse ever since.

I always have some cash in my purse, about £50 perhaps which gradually gets whittled down. I pay for my weekly food shop with a debit card. A plumber will be here this week so I'll pay him in cash.
My MIL (who's now in a nursing home) got her pension every week in cash from the Post Office and we're all surprised (and grateful) that she was never mugged. She'd trot along to her bank which was at the other end of the High Street to make a deposit.
However she was burgled (twice) and they got away with hundreds as she wouldn't listen to our advice to not have large sums in the house. In her head she lived in a different world to the rest of us. Still does.

I started using contactless a few months ago and it has cut the need for cash. I don't carry large amounts of cash as I don't feel safe with it. I still need cash for the local shops which don't take cards and hairdresser, window cleaner, supermarket trolley, taxis, public loos, a coffee out etc.

I'm nearly 70 and I've never been mugged for my cash!

I did once, however, leave my bag, containing my purse, cash and cards, on top of my car when I drove away from a car park. I never saw any of those again.

Unusual in my bag. I've usually got a couple of notes & a few coins for parking but otherwise use debit & credit cards.

This is something of a joke in our household. 'If somebody mugged Mum they'd give her a donation'. I carry VERY LITTLE cash and tend to use my cc for most purchases. Main reason? I have a cash back cc and every penny counts. I find it a decidedly 'nice little earner ' over a year. Obviously I comply when I know cash is required but that is very seldom and I've had the contactless facility removed from my cards. I don't mind if people flash cash. They may make themselves a little vulnerable but that's their prerogative. We all manage our finances differently, I guess. Long may we have some to manage!!

I rarely have more than a tenner in my purse (I also save coppers, 5ps and £2 coins in jars) and pay for almost everything with my Tesco credit card so I can collect loyalty points. It's always paid off in full every every month so that costs me nothing. I wouldn't like to see cash disappear but rarely use it now e.g. paying for my weekly quiz at the pub £1 ( I get drinks bought for me as I drive) and we often win so that provides me with a bit of cash, getting the odd small thing from a shop etc. I have an online lottery account now as before I paid cash for a ticket.
My granddaughter's school operates an 'ice cream Thursday' sale (which can spill into other days!) so I always pocket a few coins if I am picking up and my daughter has a habit of dipping into my purse because she needs to send some money for a school trip. She then pays me back by bank transfer so I don't see that cash again. I may get about £20 out monthly from an ATM when I top up my PAYG mobile but I find I need very little cash nowadays but can understand that some people prefer to pay for most things with cash. Personally, I wouldn't risk carrying a large amount around with me.

Actually, cards aren't accepted quite everywhere. Here, in Scarborough, there are a few places that don't accept them including some of the cafes.

Since having my handbag stolen containing £50 I do not now carry more than ten pounds cash and in a variety of coins. Cards are accepted everywhere and you can leave a tip on a card.Cards can be replaced your cash can't.