No! This year is still happening until tomorrow when I shall dismantle my one modest tree, the sets of lights dotted about and take down the cards from the bookshelves!
I have under 20 gifts to purchase so not too many.
When working f/t I also paid into AVCs to top up my pension as I had missed four years when at home with DDs. I have the money from this fund paid to me twice a year. One helps to fund a small holiday the other payment helps with Christmas costs which is the one bit of financial foresight I ever had!
To Complain or Not To Complain?
Burnham to tell schools in England to adapt teaching to local business needs- what do you think?


. I shall be finishing my quilt in the new year (for me) but will be doing something else towards Christmas along side it.
