Leasing a car

Make sure you know of any mileage restrictions Snowbell. Some companies allow so much per year and charge per mile for anything over that allowance.

You'll need GAP insurance to fill the gap between what your normal insurance company will pay if there's an accident and what the leasing company will want. It can be quite expensive.

A private individual would not normally "lease" a car it's usually companies
Most buyers choose a PCP Personal Credit Plan it can be for New or S/H cars.
You pay a deposit, often 10% of value then a monthly payment for 2, 3 or 4 yrs, the car will have an end value set if you want to keep it you pay that, if you don't the finance company takes it back.

New cars often have a low interest rate maybe even 0% can make them a better deal than S/H, gap insurance is optional get several quotes not just the dealers price.

considering leasing for myself. I found most companues offer 2/3/4 year deals. What appeals to me is that some offer servicing included and a charging point installation for all electric. The concerns I have are on handing back the vehicle is inspected and I've heard stories of every tiny little scratch has to be paid for and that insurance for PCP is more expensive than owner vehicles. Interested in comments too.

David49 There are quite a few companies now that lease to individuals.

It’s not cheap, but you can get some great deals and “extras” and brand new car every couple of years

DH and I have had cars like this for years. We normally take it over 4 years. I don't rack up the mileage and the last 4 I have bought out right then sold them on, I have always make a small profit.

We have ours on PCP - worth looking at.

I’ve looked at it - but the permitted mileages are too low for me. I think it’s the way to go if you can afford the monthly payments and want a new/almost new car. Remember how much a new car would lose in depreciation in 3 years - that’s frightening,