This is an old scam returning in a new form
Quite some years ago I received a constant stream of such requests in my email. If it was genuine, many of my slighest acquaintances were all stuck in remote parts of the world with all their money and cards stolen and they were contacting me rather than other family members.
Without a doubt this is a scam and someone has hijacked her account.You barely know this lady it is highly improbable, that she would approach you for a loan.
Honestly, my house is such a mess






