H took early retirement/redundancy at 60 we were able to pay off our mortgage and realise that we are fortunate to be better off than when we both worked.
We love the freedom to do what we want, when we want. I agree with others, that extra 1/2 hr in bed or extra cuppa in the morning when you feel like it is bliss.
Your username explains how you die , how do you die?
MI5 warns of right wing opinion shifting from anti-migrant opinion to terrorism


